come quarterly on your clubcard account- for every pound you spend in Tescos you get a point. If you get a Tesco Visa card, then you get another 1/2 point for every pound on the card. 100 points = £1. We run everything through this visa card, and presto- lotsa clubcard points! We even bought a car using the card last year and had mega points. The trick is to make sure you pay the bill in full each month to keep it interest free.

Vouchers can be traded in for 'clubcard deals' £4 of deal for each £1 of voucher, so..... there you are. Each £100 of clubcard vouchers = £400 off a holiday (with virgin, in this case). We've been twice so far to thailand with 'deals' and are working on our third.

Glad to hear about the merlin beach deluxe rooms, we have just been offered them as being available, so will try and get them while we can. That hotel seems to get a lot of positive comments, while the diamond cliff has a mixed press. I'm still not convinced about staying in such a large place. Thanks for your report.