That is the whole point of saving so that you can do something with the money! There is no point in keeping all the money until it gets to the point where health or other things stop you doing what you want to do as it's too late then.

This last few months Terry has been saying you save for retirement and as he is now semi-retired now is the time to spend it. That's based on the fact that when I retire my pension will keep us going so we can cash in some investments now!

Seriously though, think of the savings by not being in England (heating, petrol, food etc) so the costs of the holiday are getting even less. Let me know what you are worried about missing and I will put post some photos for you to look at to make you feel better.

All you need to do is post regular reports and prepare a huuuuuuuuuuuuge JBR and we will all be green with envy.

I recall someone saying "if only" were the two saddest words of all ( I think it was Meatloaf song) but it's right. Far better to say "I did it!!"

Sorry to be all gung ho but a very close friend died recently and it's made me realise that you shouldn't always play safe buit get on with living!!!

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Alison

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It's Better to Burn Out than just to Fade Away!