When we returned from Thailand last year, within 10 minutes of using my credit card at the local Woolworths the CTB rang and advised that I should cancel my credit card because I had used it in Thaland. The only places that I used my card was the Ocean Plaza, Tour East Patong, Optometrist and duty free in Bangkok. What a hassle had to advise all direct debits etc. Has anyone had same problems, we had been to Thailand 3 times before this incident and had not had any problems. Flying out Sat 28th and knowing my wife she will use the credit card again, just hope I don't have to go through it all over again.