You have good friends but i know that you are a good friend in return and we reap what we sow in this life.
Glad that a new year heralds a new start. Stop bailing them all out if you don't you will do it forever you are too nice for your own good XXX
you will never be able to come to Londan and not come to stay with us so that will have to be factored in to any of your travel plans.
Lovely to hear from you

Jackie xxxx

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Kiss
God laughs at people who make plans.